Whole Life Insurance
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Permanently protects your family and your legacy.
Protects you even if your health changes.
premium, coverage amount, surrender value and paid-up insurance, ensuring stable budgeting.
Universal Life Insurance
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Flexibility in premiums for diverse savings. Permanently protects your family and your legacy.
Immediate tax-free death benefit for beneficiaries.
Various investment options for portfolio diversification and tax-sheltered savings portfolio.
Term Life Insurance
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Enjoy greater coverage and lower premiums. Renewal Option at expiry.
Experience fixed premiums and coverage throughout the entire term.
Choose a coverage period ranging from 10 to 40 years.
Critical Illness Insurance
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Best for Individuals with a Family History of Critical Illness or People with High-Risk Occupations.
The benefits you receive are not taxable and You do not need to justify how you spend the money.
It helps you cover your financial commitments if you experience a decrease or loss of income.
Disability Insurance
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Best for Individuals with High-Risk Occupations with a higher risk of injury or physical strain.
The monthly benefits you receive are not taxable and You do not need to justify how you spend the money.
It helps you cover your financial commitments if you experience a decrease or loss of income.
Visitor Insurance
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Two plans available. One that covers pre-existing stable conditions and one that does not.
Includes FREE additional COVID-19 coverage of the same amount as the main policy.
5% additional discount for couples and returning customers. Get up to 45% discount on deductible.
Super Visa Insurance
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Two plans available. One that covers pre-existing stable conditions and one that does not.
Includes FREE additional COVID-19 coverage of the same amount as the main policy.
5% additional discount for couples and returning customers. Get up to 45% discount on deductible.
Travel Insurance
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Provides coverage for a single trip or multi trip, typically ranging from a few days to several months.
Best travel insurance plans for Canadian who are travelling outside Canada.
Typical policy limits range from 1 million to 5 million dollars.
International Students Insurance
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Canadian universities require international students to have health insurance.
International student insurance premiums are affordable.
Comprehensive coverage for medical expenses, doctor visits, and hospital stays.
