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Life & Travel Insurance Products

Whole Life Insurance

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If the insured person passes away during the term, 100% of the death benefit is paid to the beneficiary.

If the insured person passes away during the term, 100% of the death benefit is paid to the beneficiary.

If the insured person passes away during the term, 100% of the death benefit is paid to the beneficiary.


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Universal Life Insurance

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• Flexibility in premiums for diverse savings. Permanently protects your family and your legacy.

• Immediate tax-free death benefit for beneficiaries.

• Various investment options for portfolio diversification and tax-sheltered savings portfolio.


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Term Life Insurance

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• Enjoy greater coverage and lower premiums. Renewal Option at expiry.

• Experience fixed premiums and coverage throughout the entire term.

• Choose a coverage period ranging from 10 to 40 years.


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Critical Illness Insurance

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• Best for Individuals with a Family History of Critical Illness or People with High-Risk Occupations.

• The benefits you receive are not taxable and You do not need to justify how you spend the money.

• It helps you cover your financial commitments if you experience a decrease or loss of income.


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Disability Insurance

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• Best for Individuals with High-Risk Occupations with a higher risk of injury or physical strain.

• The monthly benefits you receive are not taxable and You do not need to justify how you spend the money.

• It helps you cover your financial commitments if you experience a decrease or loss of income.


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Visitor Insurance

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• Two plans available. One that covers pre-existing stable conditions and one that does not.

• Includes FREE additional COVID-19 coverage of the same amount as the main policy.

• 5% additional discount for couples and returning customers. Get up to 45% discount on deductible.

Super Visa Insurance

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• Two plans available. One that covers pre-existing stable conditions and one that does not.

• Includes FREE additional COVID-19 coverage of the same amount as the main policy.

• 5% additional discount for couples and returning customers. Get up to 45% discount on deductible.


Travel Insurance

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• Provides coverage for a single trip or multi trip, typically ranging from a few days to several months.

• Best travel insurance plans for Canadian who are travelling outside Canada.

• Typical policy limits range from 1 million to 5 million dollars.


International Students Insurance

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• Canadian universities require international students to have health insurance.

• International student insurance premiums are affordable.

• Comprehensive coverage for medical expenses, doctor visits, and hospital stays.


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